Start investing with these low-cost, diversified ETFs. No expertise required. Pick one, set up a monthly buy, and you are investing.
Compare
Every ETF on the same three numbers: cost, concentration and return.
Choose
Decide by criterion, not by name: low cost, pure exposure or breadth.
Buy it
Check which broker offers it in your country.
Track a broad market index like the S&P 500 or the total US stock market. The simplest, cheapest way to invest.
VOO, VTI, VT, SPLG, ITOT
Hold government and corporate bonds. They smooth out the ride when stocks drop. They are the stability piece of your portfolio.
BND
Invest in companies that pay you regular income. A gentle introduction to earning passive income from your investments.
SCHD, VIG
The two most recommended ETFs for beginners. Either one is a great first investment.
The S&P 500 in one ETF. Warren Buffett's top recommendation for most investors.
0.03%
+15.9%
508
The entire US stock market (small, mid, and large) in a single purchase.
0.03%
+16.3%
3,516
Once you're comfortable, add global exposure or dividend income.
Alternatives and portfolio building blocks. Only after you understand the basics.
Same S&P 500 as VOO, but with a lower share price for small budgets.
Smooths out the ride when stocks drop. The stability piece of your portfolio.
Companies that raise their dividends every year. Growth + income combined.
Same idea as VTI, from iShares instead of Vanguard. Pick whichever your broker offers.
One-year returns across three categories: index, global, and dividend. Past performance doesn't guarantee future results.
Compare all 8 ETFs side by sideRegulated platforms available in your country. Data from our broker comparison.
T&C apply. Your capital is at risk.
Platform of the Grupo Bursátil Mexicano that facilitates investing from Mexico in stocks, funds, and ETFs through a digital, educational, and intuitive interface. Design your portfolio and grow your wealth step by step.
Latin American fintech that democratizes investing through mutual funds, stocks, and ETFs. Start investing with no commissions and from USD 1.
Established in Miami for the Latin American audience, Folionet provides you access to your own investment account in the U.S., wherever you are. Choose between a personal account or one with advisory services and start enhancing your capital in international markets.
All 8 ETFs on this page are accessible from major LATAM countries. Here's how.
Mexico
Available via SIC (Sistema Internacional de Cotizaciones) on the BMV through brokers like GBM and Bursanet. 10% US withholding on dividends with W-8BEN treaty.
Brazil
Buy BDR equivalents on B3 (IVVB11 for S&P 500) or purchase US ETFs directly via Interactive Brokers or Avenue. 15% tax on capital gains over R$35k/month.
Argentina
Access via CEDEAR equivalents on BYMA, or trade US ETFs directly through Interactive Brokers or Bull Market Brokers.
Chile
Available through international brokers like Interactive Brokers and eToro. Local brokers like Renta4 also offer access to US markets.
Colombia
Trade US ETFs via international brokers like Interactive Brokers and eToro. Trii and Tyba offer simplified access for beginners.
Peru
Access US ETFs through international brokers like Interactive Brokers. Local brokers like Credicorp Capital also provide international market access.
You don't need a large sum to start. Most ETF investors set up a recurring monthly buy, a strategy known as dollar-cost averaging.
Pick a fixed amount
Decide what you can invest each month: $50, $100, $500. The amount matters less than the consistency.
Set up automatic purchases
Most brokers let you schedule recurring buys. Choose a date (e.g., the 1st of each month) and your ETF. The broker handles the rest.
Don't try to time the market
Some months you'll buy high, some months low. Over time, your average purchase price smooths out. That is the whole point.
Why this works: contributing on a fixed schedule removes the single biggest source of beginner underperformance, which is timing decisions. The 26-year backtest of US-equity DCA, including the 2008 and 2020 drawdowns, lives at the full guide.
Most major brokers across Latin America, including GBM (Mexico), NuInvest (Brazil), and Interactive Brokers (region-wide), support recurring ETF purchases.
The 5 index-tracking ETFs on this page. Which one fits your budget?
Income-focused SCHD and VIG against pure growth with VOO.
Three different asset types in one comparison. See how they complement each other.
Low cost
Expense ratio under 0.10%, so fees do not eat your returns over decades.
Established & trusted
Over $10 billion in assets. These are ETFs used by millions of investors worldwide.
Broad diversification
No sector bets. Each ETF tracks a well-known index covering hundreds or thousands of companies. Why diversification is the strongest argument for ETFs.
Simple to understand
You can explain what each ETF does in one sentence. No complex strategies.
Accessible for small budgets
Reasonable share prices and available via fractional shares on most platforms.
Build a reliable income stream with these high-yielding, diversified ETFs. Three strategies compared.
You don't need to understand blockchain to start. Here are 8 proven cryptocurrencies, and the only two you actually need to begin.
ETFs charging 0.10% a year or less. The one thing you actually control.
Disclaimer (informational only / no trade execution):
Capital at risk. The information presented is for educational and informational purposes only. El Fondo does not provide investment advice. Listed brokers are external platforms. El Fondo does not execute trades or custody assets. El Fondo has no commercial relationship with them and receives no compensation for listing them. Investing involves the risk of partial or total loss of capital. Past performance does not guarantee future results.
